Real Portfolio

Real Portfolio 2026

This section shows the current status, structure, changes and decision history of the owner's portfolio. It is not a recommendation, signal service or instruction to act.

Total portfolio valuePLN 37,355.84

Realized profit 2026+PLN 2,255.44

Unrealised result+PLN 1,400.01

Free cashPLN 985.84

Account valuePLN 22,278.36

Open positions16

Net cash operations 2026+PLN 340.83

As of9 Oct 2026

Source: owner-provided portfolio snapshot. As of 9 Oct 2026. Source materials are not published.Data based on a real investment account. Market values change over time.

Update 9 October 2026

Profit taking and cash buffer rebuild

On 9 October I used rebounds in several positions to continue tidying the account. Adobe, Auto Partner, Rainbow, Budimex, UnitedHealth and KGHM were among the positions closed. Today's closures generated PLN 111.87, taking realized gains on closed positions since the start of 2026 to PLN 2,255.44. The more important effect is the rebuilding of cash rather than the day's profit itself. Free cash increased to PLN 985.84, restoring a modest buffer for future opportunities. ETFs and gold remain the core. Plan A is up 9.97%, Plan B 20.60%, Plan C 4.73%, and Plan D 1.36%. I do not intend to deploy all the recovered cash immediately; the aim is to limit incidental purchases and retain reserves for clearer market pullbacks.

Recent cash operations

Confirmed dividends

These are only the most recently visible operations and do not make up the full PLN 340.83 year-to-date amount.

Company	Gross	Tax	Net
PZU	+PLN 81.60	-PLN 16.00	+PLN 65.60
TSMC	+PLN 2.20	-PLN 0.46	+PLN 1.74
UnitedHealth	+PLN 3.50	-PLN 0.53	+PLN 2.97

What next?

How I am managing the portfolio

This is a description of the author’s portfolio management, not guidance for the reader.

Maintain the ETF and gold core.
Keep part of the portfolio in cash.
Avoid rushing back into the companies closed today.
Monitor Text, XTB, LVMH, Leonardo, Kruk and the remaining open positions.
Continue taking profits on swing positions after reasonable rebounds.
Use regular DCA contributions for ETF plans instead of repeatedly adding to individual losing stocks.

Stocks and ETC account

Current open positions

Complete list of 16 open positions. Positions plus free cash differ from the supplied account total by PLN 0.30; source values are preserved.

Open positions: PLN 21,292.82
Unrealized P/L: -PLN 327.47

PZUStock ValuePLN 1,215.84 Result+PLN 131.94+12.17%

Quantity: 17
Average price: 63.76 PLN
Price currency: PLN

Xetra-Gold Bearer NotesETC ValuePLN 4,617.69 Result+PLN 64.73+1.42%

Quantity: 8.7966
Average price: 121.1102 EUR
Price currency: EUR

AppleStock ValuePLN 1,306.08 Result+PLN 15.46+1.20%

Quantity: 1
Average price: 338.7 USD
Price currency: USD

IBMStock ValuePLN 310.92 Result+PLN 10.99+3.66%

Quantity: 0.3523
Average price: 220.11 USD
Price currency: USD

SelvitaStock ValuePLN 148.40 Result+PLN 2.10+1.44%

Quantity: 7
Average price: 20.9 PLN
Price currency: PLN

NovavisStock ValuePLN 22.60 Result-PLN 0.40-1.74%

Quantity: 50
Average price: 0.46 PLN
Price currency: PLN

Novo NordiskStock ValuePLN 298.07 Result-PLN 6.53-2.14%

Quantity: 2
Average price: 34.825 EUR
Price currency: EUR

Home DepotStock ValuePLN 1,027.73 Result-PLN 26.06-2.47%

Quantity: 0.9071
Average price: 304.91 USD
Price currency: USD

UNIMOTStock ValuePLN 1,860.00 Result-PLN 28.40-1.50%

Quantity: 12
Average price: 157.37 PLN
Price currency: PLN

McDonald'sStock ValuePLN 775.68 Result-PLN 28.64-3.56%

Quantity: 0.8485
Average price: 250.41 USD
Price currency: USD

LeonardoStock ValuePLN 367.09 Result-PLN 32.29-8.09%

Quantity: 1.7993
Average price: 50.982 EUR
Price currency: EUR

Deutsche TelekomStock ValuePLN 969.24 Result-PLN 51.39-5.04%

Quantity: 9
Average price: 25.842 EUR
Price currency: EUR

XTBStock ValuePLN 1,670.88 Result-PLN 67.10-3.86%

Quantity: 12
Average price: 144.83 PLN
Price currency: PLN

KrukStock ValuePLN 3,144.60 Result-PLN 86.50-2.68%

Quantity: 9
Average price: 359.01 PLN
Price currency: PLN

TextStock ValuePLN 1,878.12 Result-PLN 107.16-5.40%

Quantity: 47
Average price: 42.24 PLN
Price currency: PLN

LVMHStock ValuePLN 1,679.88 Result-PLN 117.92-6.56%

Quantity: 1.0135
Average price: 406.69 EUR
Price currency: EUR

ETF plans

Plan A — CORE / MIX

PLN 7,037.82

+PLN 637.82 (+9.97%)

Invested: PLN 6,353.12
Cash reserve: PLN 46.88
Deposits / withdrawals: PLN 6,400.00

Composition of Plan A — CORE / MIX
Instrument	Type	Allocation	Value	Result
USD Short Duration Corp Bond	ETF	19.00% / target 20.00%	PLN 1,333.69	+PLN 67.40 +5.32%
Core MSCI Europe	ETF	18.80% / target 20.00%	PLN 1,325.60	+PLN 55.43 +4.36%
Core MSCI EM IMI	ETF	20.60% / target 20.00%	PLN 1,448.42	+PLN 177.16 +13.94%
Core MSCI World	ETF	41.00% / target 40.00%	PLN 2,883.23	+PLN 337.83 +13.27%

Plan A remains the portfolio core.

Plan B — GROWTH

PLN 5,909.61

+PLN 1,009.61 (+20.60%)

Invested: PLN 4,858.26
Cash reserve: PLN 41.74
Deposits / withdrawals: PLN 4,900.00

Composition of Plan B — GROWTH
Instrument	Type	Allocation	Value	Result
MSCI World Small Cap	ETF	11.40% / target 15.00%	PLN 672.38	+PLN 45.13 +7.19%
Semiconductor	ETF	20.10% / target 15.00%	PLN 1,185.52	+PLN 351.70 +42.18%
NASDAQ 100	ETF	32.00% / target 30.00%	PLN 1,891.03	+PLN 333.73 +21.43%
Core S&P 500	ETF	35.90% / target 40.00%	PLN 2,118.94	+PLN 279.05 +15.17%

Plan B remains the strongest growth plan. Semiconductors are above their target weight, so new DCA contributions do not need to be allocated to them proportionally. This is not a recommendation to sell.

Plan C — FUTURE RESOURCES

PLN 1,623.27

+PLN 73.27 (+4.73%)

Invested: PLN 1,536.84
Cash reserve: PLN 13.16
Deposits / withdrawals: PLN 1,550.00

Composition of Plan C — FUTURE RESOURCES
Instrument	Type	Allocation	Value	Result
Copper Miners	ETF	10.60% / target 10.00%	—	+PLN 17.93 +11.63%
Global Mining	ETF	10.50% / target 10.00%	—	+PLN 15.30 +9.90%
Rare Earth and Strategic Metals	ETF	12.00% / target 15.00%	—	-PLN 35.24 -15.36%
Cybersecurity	ETF	25.20% / target 20.00%	—	+PLN 102.44 +33.38%
Space Innovators	ETF	8.80% / target 10.00%	—	-PLN 10.79 -7.03%
Uranium	ETF	13.60% / target 15.00%	—	-PLN 9.61 -4.16%
Defense	ETF	18.50% / target 20.00%	—	-PLN 7.20 -2.34%

Cybersecurity remains the strongest position in this plan and is above its target weight. Rare Earth and Strategic Metals remains the largest drag. The visible component results differ from the plan result by PLN 0.44; the supplied XTB values are preserved.

Plan D — LIFE & INFRASTRUCTURE

PLN 506.78

+PLN 6.78 (+1.36%)

Invested: —
Cash reserve: —
Deposits / withdrawals: PLN 500.00

Composition of Plan D — LIFE & INFRASTRUCTURE
Instrument	Type	Allocation	Value	Result
Agribusiness	ETF	19.40% / target 20.00%	—	-PLN 0.84 -0.85%
Global Infrastructure	ETF	24.90% / target 25.00%	—	+PLN 2.30 +1.86%
Global Water	ETF	25.10% / target 25.00%	—	+PLN 3.17 +2.56%
Healthcare Innovation	ETF	29.70% / target 30.00%	—	+PLN 2.15 +1.45%

The plan is almost perfectly balanced.

ETF plans summary

PLN 15,077.48

Total valuePLN 15,077.48

Total depositsPLN 13,350.00

Current unrealised result+PLN 1,727.48

Unrealised result

Results covered by the supplied data

Visible stocks and ETC positions

-PLN 327.47

ETF plans

+PLN 1,727.48

Operation history

Real Portfolio change history
Date	Asset	Operation	Reason	Outcome
9 October 2026, 17:35 CEST	Real Portfolio	Profit taking and status update	Confirmed owner-provided XTB snapshot	Profits were taken on several swing positions and the cash buffer was rebuilt. Today's closures: PLN +111.87; realized result in 2026: PLN +2,255.44; free cash: PLN 985.84.
2026-10-09	Adobe Systems	Position closed	Confirmed owner data	+PLN 17.31
2026-10-09	Auto Partner	Position closed	Confirmed owner data	+PLN 15.00
2026-10-09	Rainbow	Position closed	Confirmed owner data	+PLN 18.60
2026-10-09	Budimex	Position closed	Confirmed owner data	+PLN 7.24
2026-10-09	UnitedHealth	Position closed	Confirmed owner data	+PLN 33.37
2026-10-09	KGHM	Position closed	Confirmed owner data	+PLN 20.35
2026-09-22	ASML	Position closed	Confirmed owner data	+PLN 33.86
2026-09-22	Rainbow	Position closed	Confirmed owner data	+PLN 10.50
2026-09-22	TSMC	Position closed	Confirmed owner data	+PLN 56.51
2026-09-22	Alphabet	Position closed	Confirmed owner data	+PLN 77.79
2026-09-22	Synektik	Position closed	Confirmed owner data	+PLN 20.80
2026-09-22	KGHM	Position closed	Confirmed owner data	+PLN 18.85
2026-09-22	KGHM	Position closed	Confirmed owner data	+PLN 6.25
2026-09-22	CD Projekt RED	Position closed	Confirmed owner data	+PLN 16.50
2026-09-22	Arlen	Position closed	Confirmed owner data	+PLN 27.00
2026-09-09	Core Scientific	Position closed	Confirmed owner data	+PLN 33.60
2026-09-09	Marvell	Position closed	Confirmed owner data	+PLN 22.49
2026-09-08	CoreWeave	Position closed	Confirmed owner data	+PLN 63.94
2026-09-08	Intel	Position closed	Confirmed owner data	+PLN 38.63
2026-09-04	SanDisk	Position closed	Confirmed owner data	+PLN 60.36
25 August 2026, 12:00 CEST	Real Portfolio	Status update	Owner-provided portfolio snapshot	Updated the visible stocks and ETC positions and all three ETF plans. The stocks-account list remains partial and is not forced to reconcile to the total account value.
12 August 2026	Real Portfolio	Material portfolio simplification	Sale of several individual stocks	The main account now holds PZU, Xetra-Gold and a substantial cash reserve, while three diversified ETF plans remain active. Realised gains on closed positions since the start of 2026 are PLN +1,656.49, and net cash operations and dividends are PLN +263.00.
10 August 2026	Real Portfolio	Status update	Four new XTB screenshots supplied by the owner	All visible positions and ETF plans were refreshed; the source images remain private.
July 28, 2026	Real Portfolio	Status update	Five new XTB screenshots supplied by the owner	Account, visible positions and all ETF plans were refreshed; one PLN 401.88 account difference remains unassigned.
July 20, 2026	Real Portfolio	Status update	Account reconciliation based on XTB screenshots	Stocks, ETC and all three ETF plans were refreshed.
July 16–17, 2026	Plans A and C	PLN 250 added to each plan	Confirmed owner transactions	PLN 247.42 invested in Plan A and PLN 246.93 in Plan C.
Since July 15, 2026	Stocks and ETC	Purchases and position increase	Confirmed owner transactions	Added IBM, KGHM and a second SpaceX share; increased Xetra-Gold by about 0.5128 units.

Methodology

The portfolio shows real decisions and results of the author. It is not investment advice or a model to copy.

Data scope

The current account value is separated into open positions and free cash. Realised and unrealised results are shown independently and are not added to the portfolio value.

How results are presented

Realized profit covers closed positions in 2026. Net dividends and cash operations are shown separately. Unrealised result covers the current result of open positions and changes with market prices.

What changed since the previous update?

All 16 open stock and ETC positions and plans A, B, C and D were updated as of 9 Oct 2026. Profits were taken on several swing positions, rebuilding free cash to PLN 985.84. The Text position was averaged down; its current average price is PLN 42.24. This documents the author's decisions and is not a recommendation.

Real Portfolio value methodology
Category	Value	Basis
Stocks and ETC account	PLN 22,278.36	total supplied by the account snapshot; includes free cash
Visible positions	PLN 21,292.82	sum of all 16 supplied open positions
Free cash	PLN 985.84	included in account value
Known ETF position values	PLN 12,858.81	sum of supplied component amounts for plans A and B; component values for C and D were not provided
Known ETF plan cash reserves	PLN 101.78	confirmed reserves in plans A, B and C; no separate Plan D cash value was provided

Portfolio value includes the main account and all four ETF plans exactly once.
Free cash is shown separately and is not presented as invested capital.
Realised results are separated from current unrealised results.
Net cash operations include visible dividends and tax deductions; they are not described as gross dividends.
The page documents a real portfolio and is not investment advice.