Real Portfolio

Real Portfolio 2026

This section shows the current status, structure, changes and decision history of the owner's portfolio. It is not a recommendation, signal service or instruction to act.

Source: owner-provided XTB portfolio snapshot dated 12 August 2026. Source materials are not published.No transaction can also be a decision. Capital protection comes before chasing performance.

Portfolio valuePLN 36,849.04

Realised result in 2026+PLN 1,919.49

Unrealised result+PLN 1,413.86

Free cashPLN 17,798.28

Current open positions

PLN 23,417.57

The table shows only the two positions currently open. Their PLN 5,619.29 value plus PLN 17,798.28 of free cash reconciles the stocks and ETC account to PLN 23,417.57.

Cash reserve: PLN 17,798.28
Unrealised result: +PLN 232.39

Open positions in the stocks and ETC account
Instrument	Type	Quantity / allocation	Value	Result
PZU	Stock	17 @ 63.76 PLN	PLN 1,237.26	+PLN 153.36 +14.15%
Xetra-Gold Bearer Notes	ETC	8.3127 @ 121.3268 EUR	PLN 4,382.03	+PLN 79.03 +1.84%

ETF plans

Plan A — CORE / MIX (PLN 500)

PLN 6,616.68

+PLN 416.68 (+6.72%)

Position value: PLN 6,571.84
Cash reserve: PLN 44.84
Deposits / withdrawals: PLN 6,200.00

Composition of Plan A — CORE / MIX (PLN 500)
Instrument	Type	Allocation	Value	Result
USD Short Duration Corp Bond	ETF	18.68%	PLN 1,236.20	—
Core MSCI Europe	ETF	19.88%	PLN 1,315.39	—
Core MSCI EM IMI	ETF	20.16%	PLN 1,334.33	—
Core MSCI World	ETF	40.59%	PLN 2,685.92	—

Plan B — GROWTH (PLN 500)

PLN 5,452.40

+PLN 652.40 (+13.59%)

Position value: PLN 5,412.06
Cash reserve: PLN 40.34
Deposits / withdrawals: PLN 4,800.00

Composition of Plan B — GROWTH (PLN 500)
Instrument	Type	Allocation	Value	Result
MSCI World Small Cap	ETF	12.05%	PLN 657.12	—
Semiconductor	ETF	19.99%	PLN 1,090.09	—
NASDAQ 100	ETF	31.29%	PLN 1,706.26	—
Core S&P 500	ETF	35.92%	PLN 1,958.59	—

Plan C — FUTURE RESOURCES (PLN 500)

PLN 1,362.39

+PLN 112.39 (+8.99%)

Position value: PLN 1,352.57
Cash reserve: PLN 9.82
Deposits / withdrawals: PLN 1,250.00

Composition of Plan C — FUTURE RESOURCES (PLN 500)
Instrument	Type	Allocation	Value	Result
Copper Miners	ETF	10.40%	PLN 141.63	—
Global Mining	ETF	10.27%	PLN 139.98	—
Rare Earth and Strategic Metals	ETF	13.90%	PLN 189.37	—
Cybersecurity	ETF	19.91%	PLN 271.27	—
Space Innovators	ETF	9.60%	PLN 130.80	—
Uranium	ETF	15.11%	PLN 205.90	—
Defense	ETF	20.08%	PLN 273.62	—

ETF plans summary

PLN 13,431.47

Total valuePLN 13,431.47

Total depositsPLN 12,250.00

Current unrealised result+PLN 1,181.47

Realised result

Realised result 2026

Closed positions in 2026

+PLN 1,656.49

Dividends and other net cash operations

+PLN 263.00

Realised result

+PLN 1,919.49

Unrealised result

Stocks and ETC account

+PLN 232.39

ETF plans

+PLN 1,181.47

Unrealised result

+PLN 1,413.86

Total investment result — realised plus currently unrealised+PLN 3,333.35

Total investment result combines historically realised gains and cash operations with the current unrealised result of open positions. Unrealised results change with market prices.

Operation history

Real Portfolio change history
Date	Asset	Operation	Reason	Outcome
12 August 2026	Real Portfolio	Material portfolio simplification	Sale of several individual stocks	The main account now holds PZU, Xetra-Gold and a substantial cash reserve, while three diversified ETF plans remain active. Realised gains on closed positions since the start of 2026 are PLN +1,656.49, and net cash operations and dividends are PLN +263.00.
10 August 2026	Real Portfolio	Status update	Four new XTB screenshots supplied by the owner	All visible positions and ETF plans were refreshed; the source images remain private.
July 28, 2026	Real Portfolio	Status update	Five new XTB screenshots supplied by the owner	Account, visible positions and all ETF plans were refreshed; one PLN 401.88 account difference remains unassigned.
July 20, 2026	Real Portfolio	Status update	Account reconciliation based on XTB screenshots	Stocks, ETC and all three ETF plans were refreshed.
July 16–17, 2026	Plans A and C	PLN 250 added to each plan	Confirmed owner transactions	PLN 247.42 invested in Plan A and PLN 246.93 in Plan C.
Since July 15, 2026	Stocks and ETC	Purchases and position increase	Confirmed owner transactions	Added IBM, KGHM and a second SpaceX share; increased Xetra-Gold by about 0.5128 units.

Methodology

The portfolio shows real decisions and results of the author. It is not investment advice or a model to copy.

Data scope

The current account value is separated into open positions and free cash. Realised and unrealised results are shown independently and are not added to the portfolio value.

How results are presented

Realised result covers closed positions and net cash operations in 2026. Unrealised result covers the current result of open positions and changes with market prices.

What changed since the previous update?

The portfolio was materially simplified. After several individual stocks were sold, the main account now holds PZU, Xetra-Gold and a substantial cash reserve, alongside three diversified ETF plans.

Real Portfolio value methodology
Category	Value	Basis
Open positions in the main account	PLN 5,619.29	PZU and Xetra-Gold
Free cash in the main account	PLN 17,798.28	not treated as invested capital
ETF positions	PLN 13,336.47	positions in plans A, B and C
ETF plan cash reserves	PLN 95.00	cash held inside the three plans

Portfolio value includes the main account and all three ETF plans exactly once.
Free cash is shown separately and is not presented as invested capital.
Realised results are separated from current unrealised results.
Net cash operations include visible dividends and tax deductions; they are not described as gross dividends.
The page documents a real portfolio and is not investment advice.